Indem Insure

AI-native insurance brokerage

AI-native
insurance for
Physical AI.

Insurance brokerage for the companies building and operating robots and autonomous fleets. We help clarify your exposure, prepare a submission and explore suitable coverage.

Explore the data advantage

Pilot areas

Illustrative rental fleet prepared at a vehicle depot
Rental fleets
Illustrative autonomous passenger vehicle with roof-mounted sensors
Robotaxis
Illustrative autonomous freight truck travelling on a highway
Autonomous trucks
Illustrative industrial robot positioning a machined component
Industrial robots
Illustrative autonomous care logistics robot in a healthcare corridor
Care systems
Illustrative inspection robot beside data center server racks
Data centers
Illustrative autonomous commercial vehicles travelling through a logistics campus

01 / The problem

Machines change.
Their insurance evidence should keep up.
That is the work.

Software changes.Routes change.Tasks change.A yearly application cannot capture every change in a deployment.

Our goal: keep the evidence
close to the operation,
so operators can showwhat changedand insurance markets cansee the risk.

Illustrative engineer organizing sensor data and operating records
Evidence
Illustrative insurance adviser and operator reviewing a coverage proposal
Placement
Illustrative fleet manager reviewing current vehicle details beside a commercial van
Policy
Illustrative risk and operations review of accumulated service records
Renewal

The data advantage

Your operating evidence. A clearer insurance submission.

We are developing a workflow that turns authorized operating records into source-linked evidence for broker and underwriter review. Each pilot starts by confirming what data exists, what it can be used for and what is missing.

  1. Collect the deployment record

    Operating boundaries, activity and exposure, human oversight, system changes, maintenance, and incidents. We identify available sources and gaps with each pilot operator.

  2. Build a source-linked Risk Passport

    AI helps structure the records. Broker review keeps corrections, conflicting values, and evidence gaps visible. No record is not the same as no loss.

  3. Make the case to underwriters

    Documented controls and operating history give brokers evidence to use when seeking better coverage, terms, and pricing. Insurers still assess the risk and set the premium.

A history public data cannot recreate.

We are building a compounding data advantage: operating evidence linked to broker corrections, carrier feedback, and quote, claim, and renewal outcomes as they become available. Public datasets add context; the account-specific history comes from real operations and insurance work.

Pricing and availability remain subject to underwriting. Savings are not guaranteed.

02 / Risk Passport in development

One living record.

Not a score. Not a black box. A source-linked history of what the machine is, what it did, and how it was cared for.

Illustrative precision sensor assembly and its source-linked risk record
01

Identity

Hardware and software

02

Behavior

Routes, tasks, interventions

03

Care

Service and calibration

04

Events

Incidents and outcomes

Fleets nowAutonomy nextPhysical AI at scale

Building for
the AI economy.

We are recruiting pilot partners across autonomous fleets and robotics and the data centers that power AI. Together, we map operating risks and organize evidence for discussions with insurance markets.

Apply for a data center pilot
Illustrative precision inspection robot beside an AI data hall, connecting physical machines with the infrastructure that powers them

03 / Design partners

Start with your deployment.

Tell us what the system does, where it will operate and when. Our team will help identify the next insurance step.

Discuss your deployment
Illustrative operator working with an industrial robot and physical safety controls
Map the operating risk Find the missing evidence Explore insurance-market fit
contacts:607-229-9686

Talk to Indem

Robotics & autonomous fleets

Start with your system, deployment states and timeline. No telemetry, policy documents or personal records are needed at this stage.

Discuss your deployment Medical robot or AI medical device?

A consultation request, not an application for insurance. Coverage is subject to underwriting.